Rising Delinquency Rates: Office Loans vs. A Growing Loan Type

As rates surged up, my troubles begin.
I’m newer on the scene, but not SASB’s kin,
Packaged and sold, yet quieter the tale.
Outgrowing office in troubled scale,
What type of loan am I?

Office loan stats:
-- Delinquency rate: 8.1%
-- Pre-Covid delinquency rate: 6.1%
-- Trend*: +92%
-- Outstanding balance: $200B

Mystery loan type stats:
-- Delinquency rate: 2.8%
-- Pre-Covid delinquency rate: 0.1%
-- Trend*: +149%
-- Outstanding balance: $25B

* avg increase over last two years